Product Rates
Listed below are Southside Bank's interest rates for mortgage loans. These rates are provided only to give you an idea of the interest rates and discount points available to our mortgage customers. Keep in mind that in order to determine the actual interest rate and points you will pay, you will need to submit a formal mortgage loan application and meet with a mortgage loan specialist. The interest rate and points you will pay are based on many factors, such as: the loan program you choose, the term of the loan, your credit profile, the loan-to-value , as well as other specific parameters of your loan transaction that cannot be factored into the below listed rates. For questions about Southside Bank's rates, please contact a mortgage loan specialist.
Rates are based on loan amounts $100,000 and over. Interest rates are based on NO origination fee.
Rates are subject to change and are dependent upon credit rating.
Rates effective 03/11/2010
Loan Program  Rate  Points  * APR Portfolio 30 Year Fixed    6.455%  0%  6.529% Portfolio 15 Year Fixed    5.81%  0%  5.929% FHA/VA-30 Year Fixed    5.25%  0%  5.739% Portfolio 5/1 ARM - 30 Year    5.125%  0%  4.277% Portfolio 5/1 ARM - 15 Year    5.125%  0%  4.583% 30 Year    5%  0%  5.048% 30 Year    4.75%  1%  4.874% 15 Year Fixed    4.375%  0%  4.439% FHA/VA 15 Year Fixed    4.25%  0%  4.737% 15 Year Fixed    4.25%  1%  4.465%
* = Annual Percentage Rate (APR)