Southside Bank's quick, online application helps you get started on financing a new home or on refinancing an existing home.  Before you apply, get the facts about   Closing Costs, the Loan Process, Refinancing, How To Qualify and, request an Rate Lock.

If you are interested in an Adjustable Rate Mortgage (ARM), please click here to view the Consumer Handbook on Adjustable Rate Mortgages.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

A FEW POINTS YOU SHOULD KNOW

• Completion and submission of the information requested on this website is considered applying for a loan.
• If you wish a representative of Southside Bank will contact you to confirm your request for credit and proceed with the application process, which will include securing a credit report.
• The application typically takes 15 minutes to complete.
• It's okay to provide estimates at this point. For example, your checking account balance doesn't have to be exact.
• We won't run a credit report until you request an online approval or give us the go ahead to begin processing your loan by phone.
• You won't need to provide a credit card number until you decide to move forward with your loan. Even then, no charges will be applied to your account without your consent.
• This is a secure process. We have taken every precaution to make sure that your personal information remains private

Should you have a question or concern, please call us at:
1-877-639-3511 or Email info.lending@southside.com